Merchants told us
Hiding my grumpy face from customers who pay with card instead of cash.
Loyalty Blockages 🎁
Extreme commission fees really discourage me from offering special deals to frequent customers that I’d like to keep close.
Preserving colossal banking systems by always giving without ever taking anything back.
Delivering orders through mass marketplaces at the cost of high commissions cutting off my business profit.
Transfer Times ⏳
Waiting for my daily business earnings to be available for use in my bank account.
Card Rejections ❌
Card rejections, usually followed by customers’ disappointment and sometimes drop-out.
The refund hassle. By far the biggest pain in the neck for my business.
No Transparency 🔍
Struggling to figure out banks’ charges through complicated pricings, hidden fees and contracts’ small print.
Consumers told us
Cards. Carrying, replacing, and saving them, constantly worrying not to leave them at home.
Privacy Policies 👁
My personal information being shared with a bunch of third-party companies.
Environmental Impact 🌳
The waste of paper, plastic and energy every time I’m making a payment.
Verification Times ⏳
Filling in card details, getting notifications and verifying. Paying online takes too long.
Online Frauds 🔓
Entering my card details in check-out forms while stressing about my card’s safety right after confirming my payment.
Typing PINs on oldschool POS devices or filling my details in outdated and quite possibly insecure web forms.
Split Bills ➗
The time it takes me and my friends to decide who’s paying what to whom and how.
Lack of Profit 🎁
Someone would expect more benefits from being a frequent customer in specific stores.
It became apparent that we needed
Α better money experience
We are devoted to changing the way people transact and aspire to optimize their end to end experience while doing so.